US Financial Calculators

Free mortgage and home loan calculators for the US market. No sign-up required.

Mortgage Calculator

Calculate your monthly PITI payment, visualize your full amortization schedule, and see how extra payments reduce your loan term and total interest.

PITI Amortization Extra Payments

FHA Loan Calculator

Estimate FHA mortgage payments including upfront and annual MIP insurance. Compare FHA vs conventional loan costs with minimum 3.5% down payment.

MIP Insurance 3.5% Down FHA vs Conventional

Refinance Calculator

Find out if refinancing your mortgage makes financial sense. Calculate your break-even point, monthly savings and total interest saved over the loan life.

Break-Even Point Monthly Savings Cash-Out